Add your first statement
Bring in everyday spending and check your transactions.
Import guide →Free to use · Local-first · Made for everyday moneyKnow your money.
Know your money.
See what’s next.
Follow everyday cash flow, investments and your business books in one calm, local-first experience. Review the details, plan ahead and stay in control.
Free to get started. No bank connection or registration required for local use.
No Cashflow Pilot subscriptionPersonal financeInvestmentsCanadian business
October 2026 workspace design concept · Illustrative numbers, not live account data.
Built for the way real finances work✓ Local-first by default✓ Statement imports, with connections where offered✓ Reviewable changes✓ Web, iPhone and iPad
Start without a subscription
Free to use. Built to grow.
Use Cashflow Pilot to understand spending, track investments and manage business records without a Cashflow Pilot subscription. New improvements keep arriving as the product evolves.
No Cashflow Pilot subscription
Explore Personal, Portfolio and Business without paying for an app plan.
Always improving
New features and refinements are being developed and released regularly.
See recent improvements →Optional third-party bank connection providers may charge their own fees.
Three connected workspaces
Focus on the right part of your financial life.
Keep personal spending, investment accounts and business books organized in distinct views, without losing the larger picture.
01 · Personal
Your everyday financial overview
Transactions, budgets, bills and forward-looking cash flow. Explore Personal →
Explore every Personal feature →
02 · Portfolio
Investments in focus
Holdings, account and owner values, history and investment income. Explore Portfolio →
Explore every Portfolio feature →
03 · Business
Books without the clutter
Invoices, journals, reconciliation, Canadian payroll and accountant work. Explore Business →
Explore every Business feature →These three visuals are design concepts based on the October 2026 dashboard redesign and contain illustrative data.
Walk through the workflows
See where everything fits.
Follow the practical steps for Personal, Portfolio and Business. Real app screenshots will replace the clearly marked preview spaces once they are ready.
Your first steps
Start with one useful thing.
You don’t need to set everything up at once. Pick a task and see how Cashflow Pilot can help.
Track an investment account
Put holdings and account values in one place.
Portfolio guide →Set up your business books
Add your business and begin organizing your records.
Business guide →Designed for clarity
Powerful where it matters. Quiet everywhere else.
We’re building around real money routines rather than another crowded dashboard. Create your own arrangement of widgets and focus on the work that needs attention.
Cash flow that looks ahead
See recurring income, expected bills and projected balances—not just a month-end spending chart.
Control before automation
Import previews, corrections, rules diagnostics and review states make financial data easier to trust.
Business accounting depth
Work from bank activity to invoices, balanced journals, accountant packages and Canadian payroll workpapers.
Learn with confidence
Practical guides for the things you do most.
Whether you’re importing your first statement or reconciling business books, our growing help centre explains the workflow and its safeguards.
Your first 10 minutes
Add your first money account, bring in records and understand your dashboard. You can start without registering.
Read guide →Import & review safely
Understand supported formats, matching, duplicates and currency handling.
Read guide →Back up with confidence
Know the difference between a local backup and optional Cloud Sync.
Read guide →Built to respect choice
Your connection to your money stays yours.
Start without linking accounts. Financial data stays local unless you enable optional Cloud Sync. Banking and brokerage connections are optional, use third-party providers, and are managed separately from normal synced financial records.
Local-first
Work with records on your device and export them. Cloud Sync is a separate opt-in capability.
No forced bank login
Import supported statements yourself. If bank connections are offered in your app, you can choose to use one; coverage and any third-party fees vary.
Review sensitive workflows
Accounting locks, transaction review and backup tools encourage deliberate financial changes.
The difference matters
Local by default. Sync by choice. Back up for peace of mind.
A Cashflow account, optional financial-record synchronization, third-party bank connections and saved backup files all serve different purposes. Learn what moves between devices and what deliberately stays local.
01 Use locally02 Sign in if you wish03 Enable sync separately04 Keep an independent backup
Common questions
Before you get started.
Straight answers about the product and its limitations.
Do I have to connect a bank?
No. You can import supported bank and credit-card statements. If an optional connection is shown in your app, you can choose to set it up; not every bank or account is supported.
Can I start without registering?
Yes. You can work with local data without an account. Registration enables account-related features; Cloud Sync is optional.
Can I track investments?
Yes. The Portfolio workspace supports holdings, account values, history and owner-level views. Supported imports and optional connectors may help update data.
Does Business replace an accountant?
No. Business provides bookkeeping, review and accountant handoff tools, but you remain responsible for verifying records and tax filings with qualified professionals.
Where is my data stored?
Cashflow Pilot is local-first. Financial data can remain on your device, with optional Cloud Sync for supported records when enabled.
Go deeper
Explore the workflows behind the dashboard.
Purpose-built guides, without adding complexity to the front page.
A better view of your finances starts here.
Use Cashflow Pilot locally, then add the workflows and integrations that make sense for you.