Personal
Track spending, budgets, recurring bills, debts and cash-flow forecasts.
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Three workspaces. One clear starting point.
Compare Personal, Portfolio and Business in Cashflow Pilot and choose the right workspace for transactions, investments, bookkeeping and planning.
At a glance
Pick the workspace for the work you do.
Availability describes the product workflow, not universal support for every bank, platform, tax year or import format.
Side-by-side
Workspace comparison.
Use this quick table to choose where records belong. Details and supported import formats are available in the full feature guide.
| Workflow | Personal | Portfolio | Business |
|---|---|---|---|
| Transactions and spending | Primary | Limited to investment-related records | Accounting ledger |
| Budgets and recurring bills | Yes | — | Separate business cash planning |
| Forward cash-flow estimates | Personal forecasts | — | Business forecasting tools |
| Holdings and account history | — | Primary | — |
| Currency and investment pricing | For supported transactions | Primary portfolio tools | Business multi-currency accounting |
| Invoices and customer balances | — | — | Primary |
| Bank reconciliation | Statement review | — | Accounting statement reconciliation |
| Payroll and year-end workpapers | — | — | Canadian business workflows |
| Optional Cloud Sync | Account eligibility and enabled scope | Account eligibility and enabled scope | Account eligibility and enabled scope |
| Import/export and backups | Supported personal formats | Supported portfolio formats | Supported accounting formats |
A dash means the workflow belongs principally to another workspace. Some capabilities require setup, support a limited set of imports or depend on a validated release.
Learn the details
Helpful guides for your first steps.
Try each workspace with a small, verified data set first.
Ready to explore the workspace?
Start with the workspace that matches your records. You can expand later.