Jump to a section
Why investment cash matters
A brokerage account often contains both investments and uninvested money. If Cashflow only knows about the holdings, your portfolio total can be too low even when every share quantity is correct. Cash may require a separate manual account edit even if the holdings came from an import.
1. Compare the brokerage statement
Locate the statement's holdings market value, available cash, and any separate CAD or USD cash balances. Note the statement date and the currency of each number.
2. Check what Cashflow has recorded
In Portfolio, open the investment account and review its holdings and cash fields or account-editing controls. If a connection imported securities but no cash, add the confirmed cash amount manually using the available account controls. Do not create fictional securities to represent cash.
3. Follow a simple example
| Statement item | Amount |
|---|---|
| Shares: 10 × $85 CAD | $850 CAD |
| Uninvested cash | $175 CAD |
| Total account value | $1,025 CAD |
If Cashflow shows $850, check the missing $175 cash before changing share quantities or prices. If a broker shows separate USD cash, keep its source currency correct; don't treat a converted CAD display as actual CAD cash.
4. Watch for common double counts
- Don't add account cash twice if a connection already includes it.
- Money moved between two accounts isn't investment profit.
- A purchase may convert cash into holdings without changing overall account value.
- Cash proceeds from a sale might not appear in an imported holdings-only snapshot.
5. Check again after activity
Revisit account cash after a deposit, withdrawal, purchase, sale or dividend payment. Compare against the next brokerage statement; the app is not a substitute for official statements.
Also see troubleshooting account values and prices and currency.
Want the bigger picture? Explore the Personal, Portfolio and Business product tour →